Can you help me choose a lender?
We do not rank or recommend lenders. What we can do is explain how to compare them on terms that matter, so that the choice remains yours.
FAQ
Before you ask us
What are the main costs of a personal loan?
Interest is the best known, but there may also be set-up charges, late fees and early settlement charges. The total repayable figure brings them together.
Do I need to check my credit score before applying?
It is a sensible step, because errors are easier to deal with before an application. Your report matters more than any single number, since that is what a lender actually reads.
What does a variable rate mean?
The rate can move during the life of the loan, usually in response to something stated in the agreement. That means your payments, or the length of the term, may change.
Who can I turn to if I cannot keep up repayments?
Start with the lender, who may be able to agree a temporary arrangement. Independent debt-advice charities in many countries offer free, confidential help.
Understand your preliminary loan result
Check the inputs and conditions behind an estimate before treating it as a written offer.